Arabia insurance General Accidents

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General Accidents General Accidents

Provides cover for the actual loss of gross profit sustained as a result of a business interruption caused by an accident indemnifiable under Machinery Insurance.
Provides indemnity to deterioration of goods in cold storage due to a breakdown of the refrigerating machinery.
Provides cover for an individual or his legal representative in case the insured suffers bodily injury or death due to an accident resulting from violent, external and visible means.
Covers the legal liability of the employer against death or injuries to his employees which they sustain in the course of their employment.
Covers the legal liability of insured towards third parties in respect of bodily injury and/or property damage arising out of his activities within the specified premises.
Provides indemnity against loss of insured's money or goods caused by the infidelity of employees.
Provides indemnity against loss of money i.e., cash, notes, cheques, etc… during transit from and to the place of work and whilst in the specified safe.
Indemnifies the insured for any loss or damage of the specified glass as a result of breakage.
Offers comprehensive protection against loss or damage in respect of contract works, construction plant, equipment, and machinery as well as against third-party claims in respect of property damage and/or bodily injury in connection with the execution of a construction project.
Offers comprehensive protection against all the risks involved in the erection of machinery, plant and steel structures of any kind, as well as third-party claims in connection with the execution of an erection project.
Provides protection to the insured of all types of machinery plant, mechanical equipment, and associated apparatus as a result of such property suffering physical loss or damage due to sudden and unforeseen electrical or mechanical breakdown.
Covers the contractors executing construction/erection works for loss as a result of physical loss or damage to their construction machinery and equipment.
Provides indemnity for the insured computers, ancillaries and other electronic equipment for losses following sudden and unforeseen material damage. It can be extended to include the cases of replacing data media and recreating data and the additional costs incurred to continue data processing after the physical damage has occurred.
Provides an indemnity in respect of: 1- Damage to the boiler. 2- Insured’s legal liability for damage to property not belonging to the Insured. 3- Insured’s legal liability for death and injuries to any person not in the employment of the insured.
Covers the insured against the legal liability arising out from any negligence, error or omission committed during the period in the conduct and execution of their professional activities.

Indemnifies the insured in respect of accident caused by, through, or in connection with any lift covered against all sums which the insured shall become legally liable to pay as compensation for: - Death or bodily injury to any person not being a person who at the time of the accident is engaged in the service of the insured. - Damage to property not being carried in or on the machine nor belonging to or in the custody or control of the insured. - Damage to personal effects being carried in a passenger lift.

Provides indemnity for damages awarded against the assured in respect of professional services rendered, or which should have been rendered by the assured to any person whilst receiving treatment in the hospital or which should have been rendered by hospital, doctor or any qualified assistant or nurse, resulting from any claim based upon error, negligence or mistake committed during the period of insurance.
Provides benefits for personal assistance through medical and emergency dental care, repatriation of the insured in case of injury, illness or death, and the prolongation of the insured party's stay due to injury or illness. It also grants the insured the benefit of receiving an advance of funds and bail payment in penal proceedings whenever needed along with offering assistance by endowing the insured with miscellaneous information and services, dispatching of urgent messages and medicines, and compensation for loss of check-in luggage.
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