HOME SHIELD POLICY
Covers premises (buildings and contents) used for residential purposes against all accidental and physical damages or losses except those explicitly excluded in the relative policy. It also includes additional covers such as tenants’ recourse, neighbors’ recourse, alternative accommodation expenses, accidental death/personal accident, cash in safe, etc.FIRE POLICY
Covers buildings and contents against fire and lightning. It may be extended to cover storm, tempest, flood, rainwater, bursting of pipes and overflowing of water tanks, earthquake, explosion, impact, malicious damage, riot, strike and burglary. It can be extended to cover insured's legal liability towards third party and neighbors, for material damage.PROPERTY ALL RISKS POLICY
Covers buildings and contents against all accidental and physical damages or losses except those explicitly excluded in the relative policy. It can be extended to cover insured's liability towards third party and neighbors for material damages.HOUSEHOLDER'S COMPREHENSIVE POLICY
Covers the contents of a residential house including valuable items against fire, lightning, thunderbolt, earthquake, volcanic eruption, subterranean fire, aircraft, theft, housebreaking, storm, tempest, flood, rainwater, bursting of pipes and overflowing of water tanks.LOSS OF PROFITS POLICY
Indemnifies the insured for the loss of gross profits due to reduction in turnover and increase in cost of working when the permises are damaged by an insured peril and the business shall in consequence thereof be interrupted.